Life Insurance & Income Tax-Free Retirement

With One Family Financial, you’ll have added peace of mind knowing you have created a legacy plan for your loved ones when you are no longer here. We’ll also show you how you can use your permanent life insurance policy to provide income for yourself in retirement.

Here are a few strategies we focus on:

• The potential to build cash value on a tax-deferred basis.
• Properly structuring your life insurance to potentially allow for premium flexibility (within certain criteria).
• Access to the available cash value of your policy, income tax-free with policy loans.*
• An income tax-free death benefit for your beneficiaries.

*The policy owner may access the cash value of the insurance policy by borrowing against the contract. Interest is due on the loan. Repayment of the loan is due upon the death of the insured or when the policy is surrendered in total. May be subject to taxes if the loan plus interest exceeds the policy’s cash value.