Welcome to the Ultimate Guide to Low Risk Investments
SEE IF WE'RE A GOOD FIT FOR YOUInvesting your savings in a low-risk investment vehicle used to mean it was difficult to get a good return on your money. Not anymore, today there are methods of investing which guarantee you never lose any of your principle investment, yet still stand a solid chance at a good return. In this guide, we’ll talk about key situations and show you how to take advantage of safe investment options which still are capable of bringing great returns.
Table of contents
Retirement Planning
Retirement Planning is crucial to creating investments to take you to your financial goals. Everything begins with a goal, a plan to reach that goal, and then the implementation of your plan.
> Elder Law and Estate Planning
> Required Minimum Distributions
> Retirement Planning for Small Business Owners
Best Place To Invest Money Now
One of the most important things when it comes to investing money is knowing your acceptable risk level.
When you have the chance to make really high returns, typically the risk is really high as well.
We tend to be more conservative. Focusing on investments that keep your principle investment safe, but also have the possibility for solid positive returns.
> What’s the highest paying annuity
> Are we facing a stock market correction in 2021?
401(k) and Rollovers
It’s important to know what a qualified rollover is when it comes to rolling any investment vehicle into another.
For instance, if you leave a job where you have a 401(k) it’s advisable to roll it over into another investment so that it gets the proper attention it deserves.
Also, if you’re 59-1/2 years of age or older, you can do what is called an in-service distribution, where you take the desired amount of your 401(k) funds and roll them into another investment, this is typically done to keep that amount of money safe from stock market losses.
However, it has to be done a certain way to make sure there are no penalties or taxes due when you move the money.
> What to do with a 401(k) when you leave a job
> How are 401(k) withdrawals taxed?
Lowering Taxes and Investment Risk
Taxes and investment risks can be detrimental to investments if not properly planned for or calculated properly for future financial goals.
Depending on your plans for retirement are, current age, health, beneficiary desires, and quite a few factors, it may be desirable to pay the tax now, in other situations, it may be that it would be best to pay the taxes later when making withdrawals or taking an income from the investment.
> Investment account options and what to consider
> How interest and risk affect investments
Want to find out how your personal investments are performing, if they’re meeting your expectations, and any vulnerabilities to consider?
We offer portfolio assessments, to discover if an individual investment offers you acceptable risk tolerance as well as making sure your investments are structured to get you where you want to be when you retire.
- Investment assessment
- Annuity assessment
- 401(k) rollover
- Legacy Planning
- Wealth and asset protection
Let us give you the benefit of our 40+ years of helping clients plan for their financial futures.
We never charge you a penny to meet with you, review your current assets, or help you complete a full-blown financial plan.
Safe Investment Options
Every desired outcome starts with a plan. Including financial outcomes. As mentioned, we’ve done this for over 40 years, we specialize in investments that protect your principal, while still giving you the opportunity to make a good return on your investment.
Come see us.
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ElderLaw And Estate Planning
Do’s and Don’ts of elder law and estate planning. A focus on aging, aging issues, asset management, and protecting people’s needs as they grow older into end-of-life care.